Naval Goes demystifies an important insurance jargon and explains its pros and cons
How many health insurance policies should you have? Should you have mediclaim policies at all if you do not have any medical problems? Which are the best health insurance policies available for you today in India? How can one claim money after hospitalisation if you do not have a cashless mediclaim facility? How and where can you lodge complaints against your mediclaim insurance company if you have a problem? Here are the answers.
Buying a health insurance policy doesn't mean that you start getting cover from day one of the policy, says Harjot Singh Narula.
Make sure the rider adds value rather than just adding to cost.
The first private equity deal in the Indian health insurance sector is set to be sealed soon.
'While we expand into other areas, banca remains our primary channel, and we continue to be a banca-led organisation.'
Govt could cut the GST rate payable every time someone buys a health insurance product; or it could also provide a larger income tax set off for those who buy a health insurance product
As a result of the mass state-led scheme, the processes in the health insurance market could get simplified over time and become uniform
Some of these plans will weigh on your pocket. The increase in premium could also be large as you grow older.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Students should remember that health insurance coverage is a vital component of the international study experience.
Now that cashless is once again the national buzzword, Harjot Singh Narula explains what you must know about cashless treatment under health insurance plan
Not many people are taking mediclaim insurance policy and its market penetration is less than one per cent
Electors in the upcoming Brihanmumbai Municipal Corporation (BMC) polls will be required to present either a voter photo ID card or any one of the 12 alternative identity documents approved by the State Election Commission to cast their vote, officials said.
Union Minister Pralhad Joshi assures that the Indian government is prepared to bring back Indians stranded in the Gulf region due to the Iran-Israel conflict and disruptions in Dubai, emphasizing citizen safety as the top priority.
The government is examining various amendments to the insurance law, including a special statute for health insurance, aimed at improving the functioning of domestic companies and increasing their penetration.
Companies selling health insurance are not in the business of giving away money. Let us face the fact that more they deny the claims, more they will earn. So, it is better for you to think and check out on all the details of a perfect health plan before signing the agreement.
Canadian firm Manulife and Mahindra & Mahindra (M&M), an Indian automaker with interests in financial services, have signed an agreement to form a 50:50 life insurance joint venture (JV) with a total capital commitment of up to Rs 3,600 crore each totalling Rs 7,200 crore.
With rise in medical costs surpassing general inflation, getting a treatment/surgery or illness treated in a hospital requires an enormous financial surplus or an alternative financial arrangement. Harjot Singh Narula offers simple tips to reduce these costs
The government's flagship health insurance programme for the rural poor has drawn increasing appreciation from European and Asian countries.
The costs of being under-covered are so high, that they're just not worth it.
Aslam Hunani presents some of the frequently asked questions about health insurance in India.
They combine financial protection and health and lifestyle management support for non-communicable diseases such as hypertension, diabetes, heart disease, cancers and tumours.
Read on to learn how it can benefit you.
'Other sectors that manage the savings pools of Indians are giving tough competition to life insurance companies.'
Staying healthy is good news for the insurance company as well since it implies lower claims. Insurance companies offer discounts anywhere between 8 And 30 per cent discount on premium.
Anil Rego shares six tips to help you bring down your cost of owning an insurance policy
In a huge relief for senior citizens, the entry age for health insurance has been extended to 65 years. But, will it come at a cost?
When missiles fly in this region, they are never just aimed at military targets.
The Union Budget stepped up plan allocation for the health sector by 20 per cent with a focus on health insurance, which Finance Minister Pranab Mukherjee announced would be extended now to unorganised sector workers in hazardous mining and associated industries.
To handle the sudden loss of cashless facility, patients should maintain an emergency fund or a short-term credit line to manage all or part of hospitalisation costs.
Health insurance expert Anil Rego in an online chat with readers answers health insurance queries.
IRDA suggested that health insurance should cover alternative treatments.
Some products offer terrorism cover as part of the base offering, while in others it is an optional cover.
The rise in premiums could be in the range of 5-25 per cent, depending on the features that each insurance company adds on its products. Insurance firms have been given time till September 30 to include modifications mandated by the regulator.
According to the study, over the last five year GSHIS have contributed to a significant increase in the population covered by health insurance in the country.
Ever growing use of new technologies and treatment, increase in the population of old people can, are some of them